Once a lender has reviewed your finances as part of the homebuying process, it's important to maintain consistency. Avoid making any significant changes that could affect your mortgage application. For example, don't change bank accounts or apply for new credit. And surprisingly, it's best not to buy appliances or furniture for your new home just yet. The best advice? Before making any financial decisions, consult your lender first.

by Jennifer Louden 04/04/2025

Things To Avoid After You Apply for a Mortgage

Some Highlights

Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application.
Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t buy appliances or furniture for your next home yet either.
The best tip of all? Before you do anything financial in nature, talk to your lender first.

About the Author

Jennifer Louden

The big question....

What can I do for you that is different than any other Realtor or Real Estate Broker? The answer is Personal Service.

I will work for you, at your comfort level, not pressuring you to look at, or buy homes that you are not interested in. Buyers, I will not entice you to overspend and be house poor. Sellers, you always choose your selling price. I will inform you of the current market and the trends that I see. I never make choices for you. I inform. All decisions are yours to make. I am only an extension of you, doing as you instruct. I will call you, text you or email you on a time schedule that you would prefer. Frequently if you desire; or not, depending on your requests. I will be working for you; and with you, doing my very best at all times.

My name is Jennifer Louden and I really enjoy helping you.