Jennifer Louden Realtor®
Applying for a house: Here’s what’s involved
Do you know all the steps involved in applying for a house? The process begins long before you even find the property itself. The mortgage application process can seem daunting…
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Although renting may seem the easier option, buying a home has powerful long-term financial benefits. Rent goes up (and it always goes UP) you should consider your mortgage payment as locking your rent (now mortgage) payment until YOU decide to change it. This is while you build your own wealth and equity, not a landlord.
The Real Benefits of Buying a Home This Year Have you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and…
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All about pet sitting: A traveler’s guide
Pet owners who want to travel often turn to pet sitters for help. While similar to house sitting, pet sitting involves caring for your pets on a full-time basis during…
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All about domesticated rabbits as pets
Have you ever considered domesticated rabbits as pets? Rabbits are intelligent, social and affectionate animals that can make an excellent companion under the right care. Providing the right environment and…
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ALWAYS consult your trusted lender!!
Thinking about an Adjustable-Rate Mortgage? Read This First. If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and…
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A verified pre-approval is a process where a lender evaluates your financial situation and determines the amount you are eligible to borrow for a home loan. This process is straightforward and can often be completed online with your chosen lender. Obtaining a verified pre-approval offers several advantages during the home-buying process. It signals to the seller that you are a qualified buyer, ensuring that you are considering homes within your budget. Additionally, having a verified pre-approval before making an offer places you ahead of the process and other potential buyers. This step helps you establish your budget and makes a seller more confident in choosing your offer.
What You Need To Know About Pre-Approval Some Highlights Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.…
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A starter guide to mortgage underwriting
For most homebuyers, securing financing through a mortgage loan is the best option to purchase a property. Getting an overall idea of the mortgage underwriting process can help you when…
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A home seller’s guide: Should you counter offer?
If you’re on the fence about whether to reject or accept an offer to purchase, you may be pondering over a third option: submitting a counteroffer. Deciding to counter-offer can…
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A guide to commercial mortgages
As your business expands and becomes more profitable, you may find yourself on the hunt for a commercial property. Acquiring a commercial mortgage can give you more leeway as a…
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