Jennifer Louden's Blog
To begin your home search, you’ll need a pre-approval. Your pre-approved doesn’t mean you have to buy a house right away, and there is no charge. Your approval will help you understand which homes are within your budget and show sellers that you’re serious about buying. In addition, you’ll be ready to act when you find the perfect home. If you’re ready to get started, you can reach out to me as your real estate broker and ask any questions you might have.
Pre-Approval Isn’t Commitment – It’s Clarity If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting…
Read MoreThose 3% rates everyone remembers from a few years ago were the exception, not the rule. That time was a worldwide pandemic and catastrophic. Money MUST have value, so moving on we need to understand this market.
Understanding Today’s Mortgage Rates: Is 3% Coming Back? A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down –…
Read MoreThis step shows the seller you are qualified, it can clarify your total house-hunting budget and the monthly mortgage payment.
Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to…
Read MoreThis is your home, and of course ALWAYS your decision, but I am here to work for you providing first-hand current information about the market and help you make an informed choice
Why You Need an Agent To Set the Right Asking Price Some Highlights The #1 task sellers struggle with is setting the right asking price for their house. Without an agent’s help, you may…
Read MoreThis is a good read and prospective…. Here’s something else to put your mind at ease. Right now, most housing markets are still seeing home prices rise – just not as fast as they were a few years ago. Yes, prices can shift in the short term. But history shows that home values almost always go up – especially if you live there for at least five years.
The Five-Year Rule for Home Price Perspective Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on…
Read MoreThings to consider when reviewing mortgage lenders
Before purchasing your home, you may find yourself searching in the market for mortgage loans. Finding a good mortgage lender can help you solidify the funding needed to secure a…
Read MoreThere is a connection in lower rates, higher buyer activity and rising home prices.
Falling Mortgage Rates Are Bringing Buyers Back If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an…
Read MoreThere is NEVER one answer for every situation and while this article is accurate, it is also accurate there are many additional reasons for a slower market and homes not selling instantly.
If Your House’s Price Is Not Compelling, It’s Not Selling There’s one big mistake you need to avoid when you sell your house this year: setting your price too high. It might…
Read MoreThere are so many terms used in Real Estate that may not be familiar to you. This blog can help with that.
Common Real Estate Terms Explained If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through…
Read MoreThere are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect. With the right resources and help, you can still make it happen.
Two Resources That Can Help You Buy a Home Right Now A recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation…
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